Americans aging 60 or older number to more than 90 million in the United States and surely half of these people are likely in need of help or care. A friend or family member may help on some household chores or a hired housekeeper to manage laundry and cleaning works for many of them. As for the others help in a higher level may be required including dressing, bathing and managing prescriptions along with the provision of healthy meals.
Typically, these tasks often are handled by family members, but there are also many levels of eldercare that families might consider as an option. Obviously, each level of care has a cost associated with it. For instance, one can hire an in-home caregiver. This person might come over several times each week, every day or even be a live-in helper. The costs range widely, depending on the level of care that is needed. For basic daily help, it might cost about $700 per week or as much as $3,000 per week if you need true nursing care. The hourly rates range between about $14 per hour up to $45, again depending on the level of care provided.
Because board and care facilities are located in actual homes accommodating not more than six residents at a time, these are often called residential care homes. For 24 hours in a day, a caregiver is present and the fee you pay here includes meals and help for daily tasks, including also medicine management but not reaching true medical care. Living in these types of homes vary as well, playing around the amount of $1,500 to $4,000 monthly.
Assisted living is yet another type of care to consider. These are generally communities that have different types of apartments, from studios up to two bedrooms. Many assisted living facilities also have portions of the facilities for residents who are in need of memory care. The prices range based on the size of your apartment and the memory care apartments tend to cost a bit more, as they provide a bit more personal care and security. Meals, laundry and housekeeping as well as some help with daily tasks usually also are included in the rates. Generally, you can expect to pay at least $2,500 per month for assisted living and often more than $3,000. This tends to be the most expensive care option in general, but it also usually includes a larger variety of amenities and social activities for residents.
Benefits of using Medicare or Medicaid in covering for the costs of the aforementioned services are hardly ever possible for these types of care though. If you want these benefits paying for your expenses, then you need to turn to skilled nursing facilities or nursing homes for care options instead. The majority of the seniors will find that this particular type of facility is the most cost effective come the time they can't live on their own anymore. About $50,000 annually is spent for nursing home care but the cost is often covered or partially covered by Medicaid, insurance or another type of assistance.
It may be tough to find that best option for your loved one as some of us may not even know where to start the process. Things could be easier though if you contact a service like Care Placement. You will find many different options to take into account as this service introduces you to board and care, assisted living facilities, in-home care, skilled nursing care as well as Veteran's homes. Bet that Care Placement staff will consider the needs of your loved ones, your budgetary constraints and could give you a list of apt facilities which are already pre-screened.
Typically, these tasks often are handled by family members, but there are also many levels of eldercare that families might consider as an option. Obviously, each level of care has a cost associated with it. For instance, one can hire an in-home caregiver. This person might come over several times each week, every day or even be a live-in helper. The costs range widely, depending on the level of care that is needed. For basic daily help, it might cost about $700 per week or as much as $3,000 per week if you need true nursing care. The hourly rates range between about $14 per hour up to $45, again depending on the level of care provided.
Because board and care facilities are located in actual homes accommodating not more than six residents at a time, these are often called residential care homes. For 24 hours in a day, a caregiver is present and the fee you pay here includes meals and help for daily tasks, including also medicine management but not reaching true medical care. Living in these types of homes vary as well, playing around the amount of $1,500 to $4,000 monthly.
Assisted living is yet another type of care to consider. These are generally communities that have different types of apartments, from studios up to two bedrooms. Many assisted living facilities also have portions of the facilities for residents who are in need of memory care. The prices range based on the size of your apartment and the memory care apartments tend to cost a bit more, as they provide a bit more personal care and security. Meals, laundry and housekeeping as well as some help with daily tasks usually also are included in the rates. Generally, you can expect to pay at least $2,500 per month for assisted living and often more than $3,000. This tends to be the most expensive care option in general, but it also usually includes a larger variety of amenities and social activities for residents.
Benefits of using Medicare or Medicaid in covering for the costs of the aforementioned services are hardly ever possible for these types of care though. If you want these benefits paying for your expenses, then you need to turn to skilled nursing facilities or nursing homes for care options instead. The majority of the seniors will find that this particular type of facility is the most cost effective come the time they can't live on their own anymore. About $50,000 annually is spent for nursing home care but the cost is often covered or partially covered by Medicaid, insurance or another type of assistance.
It may be tough to find that best option for your loved one as some of us may not even know where to start the process. Things could be easier though if you contact a service like Care Placement. You will find many different options to take into account as this service introduces you to board and care, assisted living facilities, in-home care, skilled nursing care as well as Veteran's homes. Bet that Care Placement staff will consider the needs of your loved ones, your budgetary constraints and could give you a list of apt facilities which are already pre-screened.
About the Author:
Rue Nichols enjoys reading home health care blogs. For additional information regarding assisted living La Mesa facilities or for help finding board and care Escondido services, please check out the Care Placement site today.
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