When financial problems happen your entire life can become miserable and unbearable fast. Once you get behind on bills, collection agencies may start calling your home with threats. This can make you unplug the phone and simply want to give up on life. However, help is available from your local Harrisburg bankruptcy attorney.
It is very simple to make an appointment to see a lawyer. On your first visit you have the opportunity to discuss your financial situation with a trained professional. You may have several options in which to choose, for taking care of debts. Your lawyer has many years of experience and knows all about the legal system.
Chapter 7 bankruptcies allow you to remove all debts from your record, but you must liquidate all of your assets. However, you can get rid of all the harassing phone calls and mail, as creditors and collectors must leave you alone. In fact, they are forbidden by law to contact you after you inform them of your legal action.
Once you file for legal protection creditors and collection agencies cannot sue or take any kind of legal action against you. In fact, you can stop foreclosure proceedings against you, and in some cases, you may be able to keep your house. You also might be able to maintain possession of your car and other important things.
Not everyone will qualify for a chapter 7 strategy as your income must be below certain levels and you must have a significant debt to income ratio. However, chapter 13 may be a better option. Under this plan you agree to pay off all financial obligations with a payment plan over the course of a few years.
A good bankruptcy lawyer in Harrisburg can help to ease the burden placed upon you by debts, so you can sleep peacefully at night. You will have the best legal advice and someone to represent you in court. There is no need to suffer at the hands of creditors when legal assistance is readily available.
It is very simple to make an appointment to see a lawyer. On your first visit you have the opportunity to discuss your financial situation with a trained professional. You may have several options in which to choose, for taking care of debts. Your lawyer has many years of experience and knows all about the legal system.
Chapter 7 bankruptcies allow you to remove all debts from your record, but you must liquidate all of your assets. However, you can get rid of all the harassing phone calls and mail, as creditors and collectors must leave you alone. In fact, they are forbidden by law to contact you after you inform them of your legal action.
Once you file for legal protection creditors and collection agencies cannot sue or take any kind of legal action against you. In fact, you can stop foreclosure proceedings against you, and in some cases, you may be able to keep your house. You also might be able to maintain possession of your car and other important things.
Not everyone will qualify for a chapter 7 strategy as your income must be below certain levels and you must have a significant debt to income ratio. However, chapter 13 may be a better option. Under this plan you agree to pay off all financial obligations with a payment plan over the course of a few years.
A good bankruptcy lawyer in Harrisburg can help to ease the burden placed upon you by debts, so you can sleep peacefully at night. You will have the best legal advice and someone to represent you in court. There is no need to suffer at the hands of creditors when legal assistance is readily available.
About the Author:
Get a summary of the advantages of consulting a Harrisburg bankruptcy attorney and more information about a reputable lawyer at http://www.solutionsbankruptcy.com now.
Aucun commentaire:
Enregistrer un commentaire