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mercredi 16 mai 2018

Your Guide In Insurance Claims Roofing

By Dennis Barnes


When a natural disaster hits your area and your roof got damaged there is a possibility that you will need to file an insurance claim. Now, filing for one is a pain in the ass due to the hassles you have to deal with. Many times insurers would make everything hard for you making the process much longer especially when you made a mistake.

Struggle newbies encounter is they do not know where to start. Like what documents are needed and what should be done. If you need help, just call your insurance company and ask for the requirements. Provided below are 6 steps you have to follow for a successful Insurance Claims Roofing Central FLA filing.

The first thing that would come to your mind is to call your insurance company the minute you found out the roof has been damage. That is not what you supposed to do, but contact your local roofing company that provides free inspection. That is to determine if you can file for a claim or not.

Let a professional roofer asses the damage. Before you call your insurance agent, contact a professional roofer from your local department first which will conduct a free inspection. He or she will be able to tell you if the damage can be filed for a warranty or not.

Many insurance policies only allows an individual to file for such claim for a short period starting from the time the damages occurred. So, if you think the roof has problems do not wait longer as it minus your chance of being able to file for claims and have it approved and may also worsen the problem.

Three, contact your insurance agent. Contact your insurance agent and let him know in every detail. He or she can tell you the detail needed for paper works needed and help you with those. Let him or her know that you already let a roofer evaluate the damages. The agent will also be the person who contacts and schedule for an adjuster.

Four, document everything. The best thing you may do before the adjuster arrives is to document everything. This serves as am evidence of the said damage so the company would have a better understanding how serious it is. So, make sure you take clear shots in every angle for them to see.

The adjuster. The adjuster is from the insurance company and is there at your home to take a closer look of the damaged roof. Your professional roofing contractor must be present at that time. With this, the roofer can educate the adjuster about the cause of the damage and what is needed to be done.

Once everything is set like the cost of the replacement or repairs, your insurance company will be continuing at processing your claims. After approval, you can immediately contact the roofer to start replacing or repairing. Follow this guide for a successful outcome.




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