There are many benefits as to why a person should pay into a pre-paid funeral plan. The main advantage is that family and friends who are left behind after a person dies will not have to foot the bill for the funeral, which they may not be able to afford. Although the funeral costs can be reimbursed from the estate once the legal aspects are sorted out, it may be that the person organising the funeral is left to pay for the initial costs. This can add a lot of stress to an already emotional period.
One way to get around all of this hassle is to opt for a pre-paid funeral plan. This type of plan is fully paid for by the individual so that when they die there are no additional expenses for their family to pay. It also gives people the chance to beat inflation as they can pay at today's prices and to ensure their funeral includes the hymns and readings that they would like.
Although some people do not like to think about the fact that one day they will die, purchasing a pre-paid funeral will mean that their family and friends will be able to avoid any additional heartache should their not be sufficient funds for an unplanned funeral.
The individual can choose a firm of funeral directors who they would like to organise the funeral for them. They can choose what coffin they would like as well as choosing hymns and readings to be used within the service. Some people would also like to stipulate who should ride in the limousine to and from the service and where it should be held.
The principal benefit of owning pre paid funeral plans is the peace of mind they bring. Loved ones are not saddled with paying the full cost of a funeral and the price of the plan will be frozen at today's prices, thus avoiding an inevitable increase in future prices.
There are many different providers of pre-paid funeral plans, including charities and insurance providers. Plans can be paid into over a period of 1, 5 or 10 years or they can be paid as a lump sum depending on what the individual can afford. Most funeral plans start from around 3000 though they can vary. It can be worth speaking to a financial advisor to find out more about specific funeral plans.
One way to get around all of this hassle is to opt for a pre-paid funeral plan. This type of plan is fully paid for by the individual so that when they die there are no additional expenses for their family to pay. It also gives people the chance to beat inflation as they can pay at today's prices and to ensure their funeral includes the hymns and readings that they would like.
Although some people do not like to think about the fact that one day they will die, purchasing a pre-paid funeral will mean that their family and friends will be able to avoid any additional heartache should their not be sufficient funds for an unplanned funeral.
The individual can choose a firm of funeral directors who they would like to organise the funeral for them. They can choose what coffin they would like as well as choosing hymns and readings to be used within the service. Some people would also like to stipulate who should ride in the limousine to and from the service and where it should be held.
The principal benefit of owning pre paid funeral plans is the peace of mind they bring. Loved ones are not saddled with paying the full cost of a funeral and the price of the plan will be frozen at today's prices, thus avoiding an inevitable increase in future prices.
There are many different providers of pre-paid funeral plans, including charities and insurance providers. Plans can be paid into over a period of 1, 5 or 10 years or they can be paid as a lump sum depending on what the individual can afford. Most funeral plans start from around 3000 though they can vary. It can be worth speaking to a financial advisor to find out more about specific funeral plans.
About the Author:
To find out more about setting up a prepaid funeral plan, why not take a look at the Advant Age website to see what funeral plans they have to offer?
Aucun commentaire:
Enregistrer un commentaire